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PRIVACY POLICY


Last Updated: September 2026

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1. Introduction
JNW Zenith Consulting ("we," "our," or "us") is committed to protecting your privacy and handling your personal data with transparency, confidentiality, and integrity. This Privacy Policy outlines how we collect, use, store, and safeguard your personal information when you visit our website (jnwzenith.com) or communicate with us across our operating jurisdictions in Singapore, Thailand, and New Zealand.

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2. Personal Data We Collect
We collect personal information that you voluntarily provide to us when submitting inquiries or requesting consultations through our site. This includes:

  • Contact Information: Full name, business email address, phone number, job title, and company name.

  • Inquiry Details: Business context, primary operating jurisdiction, and interest in specific service tracks (Enterprise Transformation, SME Accounting & Fractional CFO, or Finance Coaching).

  • Technical & Analytics Data: IP address, browser type, device information, and standard web analytical metrics collected via cookies for operational performance, security, and site optimization. You can manage cookie preferences directly through your web browser settings.

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3. Purpose & Legal Basis of Processing

  • Your personal data is processed strictly for legitimate business purposes, including:

  • Processing inquiry submissions and scheduling initial discovery or executive consultations.

  • Delivering requested financial transformation, FP&A, accounting compilation, and workforce coaching services.

  • Managing corporate client communications, contract administration, and regulatory compliance.

  • Maintaining the security, functionality, and optimization of our digital platforms.

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4. Multi-Jurisdictional Compliance & Cross-Border Transfers
We collect, handle, and protect your personal information in strict alignment with applicable privacy and data protection legislation across our core operating markets:

  • Singapore: Personal Data Protection Act 2012 (PDPA).

  • Thailand: Personal Data Protection Act B.E. 2562 (2019) (PDPA).

  • New Zealand: Privacy Act 2020.

Because our advisory operations and cloud hosting infrastructure span multiple jurisdictions, your personal data may be transferred to or accessed from server locations outside your country of residence. We ensure that all cross-border data transfers adhere to applicable statutory protection standards and that third-party infrastructure providers (e.g., secure cloud hosting, domain services, or enterprise email platforms) are bound by strict contractual confidentiality obligations. We do not sell, rent, or trade your personal information.

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5. Data Security & Retention
We enforce appropriate technical, administrative, and organisational security measures to protect your personal data against unauthorised access, loss, misuse, disclosure, or alteration. Personal data is retained only as long as necessary to fulfill the purposes for which it was collected or to satisfy statutory legal, accounting, and tax retention obligations.

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6. Your Rights & Contact Information
Depending on your primary jurisdiction, you possess specific statutory rights regarding your personal data, including the right to request access to, correction of, or deletion of your personal records, or to withdraw consent for data processing.

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To exercise these rights or raise inquiries regarding our data handling practices, please contact our Data Protection Coordinator:
Email: jnwzenithconsulting@outlook.com

LEGAL DISCLAIMER & TERMS OF SERVICE


Last Updated: September 2026

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1. General Informational Purpose
All content and materials published on this website (jnwzenith.com) by JNW Zenith Consulting are provided strictly for general informational and educational purposes. While we make every effort to ensure accuracy and currency, nothing on this website constitutes formal financial, tax, statutory accounting, legal, or investment advice, and should not be acted upon as a substitute for direct professional consultation.

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2. No Professional-Client Relationship
Visiting this website, reviewing service descriptions, downloading resources, or submitting an inquiry via our online contact form does not create or imply a formal professional-client or advisory relationship with JNW Zenith Consulting. A professional advisory engagement is formally established only upon the execution of a definitive, written Engagement Letter signed by an authorised representative of JNW Zenith Consulting and the client.

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3. Scope of Services & Regulatory Boundaries

  • Non-Audit Services: JNW Zenith Consulting delivers strategic financial transformation, FP&A advisory, operational bookkeeping, cloud migration, accountant compilation reports, and workforce coaching. We do not provide statutory public audit services requiring registration as a Public Accountant or Certified Public Accountant firm under statutory audit laws.

  • Regional Accounting & Tax: Compliance support and financial statement compilations are conducted in accordance with relevant regional accounting standards (Financial Reporting Standards [FRS/SFRS] in Singapore, Thai Financial Reporting Standards [TFRS] in Thailand, and NZ IFRS / PBE accounting standards in New Zealand) and applicable tax administrative guidelines (Inland Revenue Authority of Singapore [IRAS], Revenue Department of Thailand, and Inland Revenue Department [IRD] of New Zealand, respectively).

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4. Third-Party Grants & Co-Funding Programmes
References to government support schemes, growth grants, or tax incentives (such as the Enterprise Development Grant in Singapore, Board of Investment [BOI] incentives in Thailand, or NZTE/Callaghan Innovation support in New Zealand) are provided for client context. JNW Zenith Consulting offers financial documentation, modelling, and application preparation support; however, grant approvals, eligibility evaluations, and co-funding allocations remain strictly at the sole discretion of the respective government authorities.

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5. Limitation of Liability
To the maximum extent permitted by law across our operating jurisdictions, JNW Zenith Consulting disclaims all liability for any direct, indirect, incidental, or consequential loss or damage resulting from reliance on information contained on this website or from temporary site unavailability.

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6. Copyright & Intellectual Property
All original text, website graphics, proprietary service frameworks, and branding elements are the intellectual property of JNW Zenith Consulting © 2026. All rights reserved.

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7. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of Singapore, without giving effect to any principles of conflicts of law. Any legal proceedings arising out of or in connection with this website shall be subject to the jurisdiction of the courts of Singapore.

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